The Future is Not Promised,

But We Can Protect It

At The Boldt Group, we understand the importance of providing comprehensive insurance options to our valued clients.

Insurance is not just about paperwork and policies; it's about safeguarding your future and your loved ones against unforeseen circumstances.

Our consultation services are designed to assist you in navigating the complex world of insurance, ensuring that you make informed decisions tailored to your unique needs. During the consultation process, we aim to provide expert advice, answer your questions, and guide you towards the insurance options that best align with your needs and goals.

Whether you're seeking Life Insurance, Mortgage Protection, Final Expense or Dept-Free Life Insurance, we offer a comprehensive range of options from 30+ trusted carriers in the industry.

Our goal is to provide you with peace of mind, knowing that you are adequately protected against life's uncertainties. With our expertise and commitment to exceptional customer service, we are your trusted partner in securing a brighter future.

Life Insurance

Life insurance offers protection and peace of mind for you and your loved ones. It provides a death benefit that can help cover expenses such as funeral costs, outstanding debts, and provide financial support for your family's future needs.

Life insurance acts as a safety net, ensuring that your family's financial needs are taken care of, even when you're no longer there to provide for them. With various types of life insurance policies available, such as term life, whole life, and universal life, we can find the coverage that aligns with your needs and provides the necessary support for your family's financial well-being.

Mortgage Protection

Mortgage protection is designed to pay off or make payments on the mortgage balance if you pass away or becomes unable to work due to a disability or critical illness.

By having mortgage protection, homeowners can ensure that their loved ones can continue to live in the family home without fear of foreclosure or the burden of mortgage payments during difficult times. It offers peace of mind and a safety net, allowing homeowners to protect their most valuable asset and provide financial stability for their family's future.

Final Expense

Final expense insurance can cover the costs associated with a person's funeral, burial, outstanding debts, and other end-of-life expenses.

It ensures that your loved ones are not burdened with the financial responsibilities of funeral arrangements, allowing them to focus on grieving and honoring your memory. It provides a practical and compassionate solution to help ease the financial strain during an already difficult time.

Debt-Free Life

Debt-free life insurance is designed to pay off outstanding debts, such as a mortgage, loans, or credit card balances, in the event of death. It offers financial protection and peace of mind to individuals and families by ensuring that their debts are taken care of if they pass away unexpectedly.

By providing a designated payout to cover these specific debts, it allows loved ones to focus on grieving helps alleviate the financial burden that may otherwise be left on surviving family members.

A more in-depth look at what All we can offer:

Life

Mortgage Protection
Term, Universal + Whole
Final Expense
Accidental Death

Health

Disability
Critical Illness
Medicare Supplement
Long-Term Care
Dental
QuilityRX

Wealth

Debt-Free Life
Annuities
IULs
Mortgage Acceleration
SmartStart

What is the difference between Homeowners Insurance and Mortgage Protection Insurance?

Homeowners insurance and mortgage protection insurance are two distinct types of insurance that serve different purposes in the realm of homeownership.

Here's an explanation of the differences between the two:

Homeowners Insurance

Homeowners Insurance provides financial protection for homeowners against potential losses and damages to their property.

It typically covers various perils such as fire, theft, vandalism, natural disasters (like hurricanes, earthquakes, or floods), and liability for accidents that may occur on the property.

Homeowners is designed to safeguard the structure of the home, as well as the personal belongings and possessions inside it.

Key features of homeowners insurance:

Property protection
Personal property coverage
Liability coverage
Deductibles and coverage limits

Mortgage Protection Insurance

Mortgage protection insurance focuses on protecting homeowners and their families from financial hardship in the event of the insured's death or disability.

It aims to provide peace of mind to homeowners by guaranteeing that their loved ones will not be burdened with mortgage payments in case of such events.

Key features of mortgage protection insurance:

Coverage for mortgage debt: If the insured dies or becomes disabled, this will help ensure that the family retains ownership of the home.
Temporary coverage: Typically covers a specific period, usually aligned with the mortgage term.
Limited benefits: Mortgage protection insurance focuses solely on mortgage debt repayment.

The Future is Not Promised,

But We Can Protect It

What is the difference between Homeowners Insurance and Mortgage Protection Insurance?

Get Your Free Consultation Today!